Buy-To-Let Mortgage Advice

We provide professional and unbiased buy-to-let mortgage advice in Dumfries and Galloway.

Buy-To-Let Mortgages

At Bell Mortgage Management we can assist property investors purchasing property to let out. We can source the most cost effective products for your circumstances from a wide range of providers. Buy-to-let mortgages can be taken on a capital and interest basis or interest only.



The deposit for buy to let mortgages would be typically larger than a residential mortgage.  The borrower usually will be required to put down at least 20% as a deposit and are usually expected to own their own property although some lenders will lend to first time buyers.

How much can I borrow?

For buy to let mortgages lenders calculate how much you can borrow based on the potential rental income from the property.

What is a buy-to-let mortgage?

A buy-to-let mortgage is a loan to help clients looking to purchase or refinance a residential property with a view to renting it out, compared to our standard residential mortgages in Dumfries and Galloway.  This can be done on an interest only basis or capital repayment. On average, the rates and fees are higher than standard mortgages and the deposit is usually larger.

We provide buy-to-let mortgage advice in Dumfries and Galloway.

We are professional mortgage advisors based in Dumfries and Galloway who have many years experience in the financial industry. We use state of the art technology and sourcing systems to identify the most suitable buy-to-let mortgage to meet our clients needs. We have access to lenders providing finance for short assured tenancies, HMO’s and clients looking to build a portfolio of properties for investments. We would always recommend you seek independent legal advice as well as tax advice when entering into a buy-to-let arrangement. It’s important to get the best buy-to-let mortgage as the mortgage chosen impacts your investment, we can help find the most suitable mortgage for your needs. Contact us today and we can arrange a time to discuss your requirements.

Get in touch and let us help you.

Telephone: 01556 506900


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All Rights Reserved


Bell Mortgage Management


5 Whitepark Drive,
Castle Douglas,
Dumfries and Galloway,
DG7 1EQ,




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Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage. For mortgages our typical fee is £449, payable on completion and we will receive commission from the lender.